A family holding new house keys inside a bright doorway, representing starting a mortgage journey in Alberta in 2026.

How Much Do Current Mortgage Rates in Alberta Cost in 2026?

If you’re shopping for a mortgage in Alberta right now, you’re looking at rates in the low-to-mid 4% range for most borrowers. Major lenders like RBC are currently offering variable rates tied to a prime of 3.95% (high-ratio mortgages see slightly better at 3.65%), while TD’s 5-year variable sits at 4.45% prime. On the fixed […]

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